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Fixed-Rate Loan Option at account opening: You may convert a withdrawal from your home equity line of credit (HELOC) account into a Fixed-Rate Loan Option, resulting in fixed monthly payments at a fixed interest rate. The minimum HELOC amount that can be converted at account opening into a Fixed-Rate Loan Option is $15,000 and the maximum.
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Under section 72(p)(2), a loan from. used to acquire a home that is the participant’s principal residence), and (3) the loan has substantially level amortization, with quarterly or more frequent.
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