OCC: Fair Lending – · Predatory Lending. Fair lending laws also contain provisions to address predatory lending practices. Some examples follow: Collateral or equity "stripping": The practice of making loans that rely on the liquidation value of the borrower’s home or other collateral rather than the borrower’s ability to repay. Inadequate disclosure: The practice.
TREC’s Advertising Rules – What You Need To Know | TREC – No. Texas law does not permit dual agency. A license holder may not represent both principals as a dual agent under the revisions to TRELA. Under the current law, a broker must agree to act as an intermediary in accordance with the statute if the broker agrees.
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Interest Rate Laws in the State of Texas – jakoblawfirm.com – Interest Rate Laws in the State of Texas The state of Texas has consumer protection laws that limit the amount of interest creditors can charge for certain types of loans. These legal limitations are intended to prevent the practice of usury, which is the charging of excessive interest and fees on loans made to consumers and businesses.
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The Week Ahead: Bringing Together Law Firms and Mortgage Servicers – Texas. The Spring Servicer Summit will bring together representation from mortgage servicers, financial services law firms, and federal government agencies to discuss best practices and policies.
Amid Dallas bribery scandal, legislator takes aim at Texas law addressing some low-income housing projects – In return, she voted for a .5 million dallas housing finance Corporation loan to fund the Royal. because it would bring Texas closer to federal criteria regarding low-income housing developments..
Predatory Lending: Laws & Unfair Credit Practices – Predatory lending is any lending practice that imposes unfair or abusive loan terms on a borrower. It is also any practice that convinces a borrower to accept unfair terms through deceptive, coercive, exploitative or unscrupulous actions for a loan that a borrower doesn’t need, doesn’t want or can’t afford.
Should Texas loosen lending laws that shielded the state. – Twenty years ago, Texas became the last state in the union to legalize the home equity loan, allowing people for the first time to use their own homes as collateral.
How Payday Lenders Escape State Crackdowns – Mother Jones – How Payday Lenders Escape State Crackdowns.. In Texas, where regulation is lax, lenders make more than eight times as many payday.
home equity mortgage lending in texas 2018 – Black, Mann, & Graham. – home equity lending update 2018 Commentary, Case Law and. Texas Home Equity Loan/HELOC Closing Instructions Addendum .
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